What is EPPICard?

Posted January 3rd, 2014 by KA. Comment (0).

Eppicard is a prepaid debit card that is issued to unemployment benefit holders and also to people receiving child support through their state. There are about 25 states that use the Eppicard program to administer their unemployment and/or child support benefit programs. If you are approved for unemployment benefits, and your state is among the 25 that use the EPPICARD to pay benefits, then you will receive a card in the mail, which you will have to activate to start using. And then based on the schedule communicated to you, your benefit payments will be automatically deposited on your card, which you can use like any reload-able prepaid debit card to shop, make purchases and payments.

These prepaid debit cards are also used to pay child support. Here is how it works. If you have been approved by the court to receive child support payments, then if your state uses Eppicards to administer the child support program, then you will recieve your card in the mail. Then on the specific day of the month when your benefits are supposed to be paid, they will automatically be deposited into your Eppicard prepaid account and be ready for you to use to make purchases, shop online and make payments.

How will Obamacare Affect Me?

Posted October 6th, 2013 by KA. Comment (0).

If you are one of the 80% of Americans that get your health Insurance either from your employer or the federal government (through Medicare and Medicaid), then you are probably wondering how the Affordable Care Act (AKA Obamacare) is going to affect you. We have the answer for you in this Obamacare Summary. If you already have healthcare, then the part of Obamacare that affects you have already been implemented. Yes, you may not notice it but the part of the law that affect you have been working for sometime now. The first one is that Insurance Companies cannot deny you healthcare if you have a pre-existing condition. Second, they cannot drop you coverage because of the pre-existing condition or charge you more. Second, kids can now stay on their parents’ insurance until they turn 26. This is a big deal and more than 3 million youth people have already taken advantage of this provision. Check out this video that talks about how Obamacare affects young people. Checkout this website for more on the Obamacare Individual Mandate and you.

That is because healthcare cost tend to stretch the budget of young adults when they hit the workforce after college. By allowing them to stay on their parents insurance for a little bit longer, they are able to get the financial flexibility to pay off student loans, advance in their career before they begin to fully buy healthcare policies on their own. We think that any Obamacare Overview should highlight this point as many people do not know this, and there are young people out there struggling without health insurance. If you want more information about the Affordable Care Act, visit the Washington Post or the Kaiser Family Foundation. These are two organizations that have dedicated tremendous resources to understanding this complicated law and breaking down the elements that are relevant to individuals, Families, Small Businesses and Larger Employers as a whole. When you take the time to understand the law, you will find that a lot of the noise is about not much.